Kalu is a Certified Financial Education Instructor and astute professional with extensive experience in capital market operations, Treasury,  investment, asset management, and occupational pension services. He has over 22 years of composite experience gained over the years working with UAC of Nigeria as a Brand Manager, BGL Limited, where he worked on the institutional pension desk, Fidelity Bank Plc where he headed the Asset Management Desk for the Private Banking unit and FCMB Pensions PFA where he was part of the pioneers that set up the PFA from scratch and held the position of the COO retired from the PFA with over N250b in Assets under management.Kalu is a member of the H. Pierson faculty and has an MBA from the University of Nigeria Nsukka. He is an alumnus of the Lagos Business School and a Member of the Association for Financial Counseling & Planning Education. He is also an alumnus of the West African Capital Market School and the New York Institute of Finance.Kalu Aja works as the Director of Finance of a foundation, and is a writer to many blogs and business journals, including the BusinessDay Newspapers and Nairametrics.